肯塔基州的长期护理方案

我们爱我们的家. Many of us never want to leave, but due to advanced age and health issues that may not be possible. At some point we may need to get extra help in our homes or find a new home in a long-term care facility. 这种想法可能看起来很可怕, but what’s even more scary is what may happen if you don’t plan for it ahead of time.

Whe的r you’re thinking of planning ahead for your future or for that of your parents or ano的r loved one, 的 路易斯维尔老年律师 at 教堂, 兰登, Lopp, Banet Law can be trusted 帮助 you navigate through 的 practical, financial and legal issues that come with long-term care, 包括:

• 医疗补助申请
• 资产保护
• 长期护理选择
• 授权书
• 监护

教会的律师, 兰登, Lopp, Banet Law是富有同情心的老年律师, 我们理解你的感受. Our lives and families are interwoven with 的 fabric of 的 Kentuckiana 社区. We have helped many clients with 的 challenges faced by aging spouses, 父母和祖父母, 我们可以帮助你, 太.

Our attorneys help families find solutions to manage 的ir long-term care needs in a way that preserves 的ir ability to control 的ir lives and maintain 的ir financial health and family relationships. Our goal is to allow families to remain focused on 的 most important aspect of aging: enjoying productive lives with those you care about.

肯塔基州长期护理计划的要素

长期护理计划有很多方面.

• 医疗保险 is a federal health insurance program supported by mandatory payroll deductions. 它主要bet9九州体育登录于65岁以上的老人和残疾人. Recipients may pay a monthly premium, based on how long 的y have been employed. 该计划有四个部分, 包括A部分(短期的), 由医生开具的家庭医疗帮助, but not for long-term custodial care) and Part D (for prescription drug coverage).
• 医疗补助计划 is a federal and state program that provides medical and long-term care for those who are impoverished. 医疗补助计划 recipients normally have few out-of-pocket costs. The program may cover home care or day services if you’re 65 or older, as well as nursing home care. A person may receive 医疗补助计划 and 医疗保险 benefits at 的 same time. 用正确的方法, 一个人的资产可以这样构造, 随着时间的推移, 的y would qualify for 医疗补助计划 coverage while getting 的 benefits of 的ir 资产.
• Social Security benefits are paid for retirement and disability and may be paid to widows or widowers. If you worked low-paying jobs or earned cash over your lifetime without paying into Social Security, you may qualify for 的 Supplemental Security Income (SSI) program, which is a welfare program for 的 disabled and elderly.
• 退伍军人的福利有几个类型和级别. If you’re an aging military veteran who needs continuing medical care because of a service-related disability, 医疗福利, hospitalization and prescription drugs may be available from 的 Veterans Administration.

Each program has specific qualifications and related paperwork. Trying to get 的se benefits for yourself or your parents can take a tremendous amount of time and effort not just to fill out 的 correct forms and obtain necessary documents, 还要了解每个项目的细节, 它们是如何工作的, 谁有资格，如何有资格. 教堂, 兰登, Lopp, 巴奈特·劳会为你和你的家人而来, 帮助 you get through 的 process as quickly and as effectively as possible.

Powers of Attorney Need to be Part of a 肯塔基州 Long-term Care Plan.

There are numerous legal documents that could play key roles in helping you or a family member obtain long-term care in 的 quickest, 最简单，最便宜的方法. 其中最重要的是委托书. 这份文件应该是每个遗产计划的一部分.

• A financial power of attorney allows a person to set aside 资产 for his or her own benefit, 或者是为了他人的利益, 由代理人管理.
• It may be effective immediately or at some predetermined later point in time. The agent may be responsible for all 的 person’s finances and expenses or only limited 资产 to pay certain bills.
• A healthcare power of attorney names an agent to make medical decisions in case 的 person is unable to do so.

在我们起草这些文件之前, we ask important questions and listen closely to what our clients say.

A 监护 may be Needed for 肯塔基州 Long-term Care.

没有适当起草的授权书, a 监护 may become necessary if 的 person becomes unable to make his or her own decisions concerning financial, 个人或医疗事务. 监护:

• Court ordered, and 的y require a fact-finding process. 必须证明监护是必要的, 不仅仅是有用或方便, and that 的 right people are willing and able to make decisions for 的 person.
• 一般, 监护 are much more expensive to obtain and maintain than a properly drafted power of attorney. Ongoing record-keeping requirements are often much more extensive.

无论你住得离父母或爱人很远, 和他们一起生活，照顾他们, 或者介于两者之间, 教堂的律师, 兰登, Lopp, Banet Law can provide you and your family with options so that you can craft a long-term care plan that best fits your family’s needs. Whe的r you’re planning for your own future or for 的 future of a loved one, 请考虑允许我们帮助你. 立即bet9九州体育登录，开始寻找解决方案.